Terms of Service

1. Acceptance of Terms

By accessing or using QuitRunway ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

2. Description of Service

QuitRunway is a web-based financial runway calculator that helps users:

• Calculate how long their savings will last based on income and expenses
• Create and compare multiple financial scenarios
• Visualize financial runway through charts and summaries
• Export and share scenario calculations

The Service is provided in two tiers:

• Free Tier: Up to 3 scenarios with basic features
• Pro Tier: Unlimited scenarios plus advanced features via subscription ($6.99/month or $59/year)

3. Not Financial Advice - Critical Disclaimer

You should always consult with qualified professionals (financial advisors, CPAs, attorneys) before making significant financial decisions such as:

• Quitting your job or changing careers
• Withdrawing from retirement accounts
• Taking on debt or making large purchases
• Choosing health insurance plans
• Starting a business

By using QuitRunway, you acknowledge that any actions you take based on calculations from the Service are YOUR sole responsibility. We are not liable for financial losses, career decisions, or outcomes resulting from your use of the Service.

4. User Responsibilities

4.1 Accurate Information

You are responsible for entering accurate financial data. QuitRunway's calculations are only as good as the information you provide. Garbage in, garbage out.

4.2 Data Storage & Account Requirements

Your financial scenarios are stored securely on QuitRunway's servers and associated with your account.You must create an account to save scenarios.

• Free accounts: Up to 3 scenarios
• Pro accounts: Unlimited scenarios
• Account creation via email/password or Google Sign-In
• Access your scenarios from any device when logged in
• Data is backed up regularly on our servers
• You can delete your account and all associated data at any time

You remain responsible for maintaining accurate data and exporting important scenarios for your own records.

4.3 Account Security

You are responsible for:

• Maintaining the confidentiality of your login credentials
• Any activity that occurs under your account
• Notifying us immediately of any unauthorized access

4.4 Google Sign-In (Optional)

QuitRunway offers Google Sign-In as an optional authentication method alongside traditional email/password registration. By using Google Sign-In:

• You authorize Google to authenticate your identity and share your email address with QuitRunway
• Google processes your authentication request according to their Terms of Service and Privacy Policy
• You can switch to email/password authentication at any time by setting a password in your account settings
• QuitRunway is not responsible for Google's authentication services or any issues arising from their use

4.5 Prohibited Uses

You agree NOT to:

• ❌ Use the Service for any illegal purpose
• ❌ Attempt to reverse engineer, decompile, or hack the Service
• ❌ Use automated scripts to scrape or abuse the Service
• ❌ Impersonate others or provide false information when creating accounts
• ❌ Resell, sublicense, or redistribute the Service
• ❌ Remove copyright notices or branding from exports

5. Payment Terms (Pro Tier)

5.1 Pricing & Subscription

QuitRunway Pro is available via subscription with the following pricing options:

• Monthly Plan: $6.99/month, billed monthly
• Annual Plan: $59/year, billed annually (saves approximately 30% compared to monthly)

By subscribing, you authorize us to charge your payment method on a recurring basis until you cancel. You can cancel your subscription at any time through your account settings or by contacting support.

Note: Promotional pricing may vary. The price you pay at checkout is what will be charged for each billing period.

5.2 Payment Processing

Payments are processed securely through Stripe. We do not store your credit card information. By making a purchase, you also agree to Stripe's Terms of Service.

5.3 Cancellation & Refund Policy

Cancellation: You can cancel your subscription at any time. Upon cancellation:

• You will retain Pro access until the end of your current billing period
• No further charges will be made
• Your account will revert to the Free tier (3 scenario limit) at the end of the billing period
• No cancellation fees apply

Refund Policy: We offer a 7-day money-back guarantee for your first billing period. If you're not satisfied with QuitRunway Pro, email us at support@quitrunway.com within 7 days of your initial subscription purchase for a full refund. Refunds are processed within 5-10 business days.

After the first 7 days, you can cancel your subscription at any time to stop future billing, but no refunds will be issued for already-paid billing periods.

5.4 Taxes

Prices are in USD and do not include applicable taxes. You are responsible for any taxes, duties, or fees required by your jurisdiction.

6. Intellectual Property

6.1 Ownership

QuitRunway, including all code, design, graphics, text, and functionality, is owned by QuitRunway and protected by copyright, trademark, and other intellectual property laws.

6.2 License to Use

We grant you a limited, non-exclusive, non-transferable license to use QuitRunway for personal, non-commercial purposes during your subscription period. Pro subscribers receive extended features but do not own the underlying software.

6.3 Your Content

You retain ownership of all financial data and scenarios you create. We do not claim rights to your data. However, by sharing scenarios publicly (if this feature is added), you grant us permission to display that content.

7. Disclaimers & Limitations of Liability

7.1 "As Is" Service

QuitRunway is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including but not limited to:

• Accuracy, reliability, or completeness of calculations
• Uninterrupted or error-free operation
• Results meeting your expectations
• Fitness for a particular purpose

7.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, QUITRUNWAY SHALL NOT BE LIABLE FOR ANY:

• Direct, indirect, incidental, special, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Financial decisions made based on calculations from the Service
• Data loss due to server outages, technical failures, or user error
• Damages arising from your inability to use the Service

Maximum Liability: In no event shall our total liability exceed the amount you paid for the Service in the past 12 months (total subscription fees paid, or $0 for free users).

7.3 No Guarantee of Results

We make no guarantees that QuitRunway's calculations will accurately predict your financial future. Real-world outcomes depend on countless variables we cannot control or account for.

8. Service Availability

We strive to keep QuitRunway available 24/7, but we do not guarantee uninterrupted service. We may suspend or terminate the Service at any time for:

• Maintenance and updates
• Security issues
• Legal or regulatory requirements
• Business reasons (with notice)

We are not liable for any losses resulting from Service downtime.

9. Termination

9.1 Termination by You

You may stop using QuitRunway at any time. You can cancel your Pro subscription at any time through your account settings. Pro users can also request account deletion, but refunds are only available within the 7-day window from initial subscription.

9.2 Termination by Us

We reserve the right to suspend or terminate your access if you:

• Violate these Terms
• Engage in fraudulent or abusive behavior
• Use the Service for illegal activities

Termination does not entitle you to a refund unless within the 7-day refund period.

10. Privacy

Your use of QuitRunway is also governed by our Privacy Policy. Please review it to understand how we handle your data.

11. Third-Party Services

QuitRunway integrates with the following third-party services. Your use of these services is subject to their respective terms and privacy policies:

• Stripe: Payment processing - Terms of Service
• Google Sign-In: Optional authentication - Terms of Service | Privacy Policy
• Google Analytics: Usage analytics - Terms of Service | Privacy Policy

We are not responsible for the actions, policies, or performance of third-party services.

12. Indemnification

You agree to indemnify, defend, and hold harmless QuitRunway and its owners, employees, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from:

• Your use or misuse of the Service
• Your violation of these Terms
• Your violation of any third-party rights
• Financial decisions made based on QuitRunway's calculations

13. Dispute Resolution

13.1 Informal Resolution

Before filing a claim, please contact us at support@quitrunway.com to resolve the issue informally. Most disputes can be resolved quickly this way.

13.2 Governing Law

These Terms are governed by the laws of the United States and the State of [Your State], without regard to conflict of law principles.

13.3 Arbitration

Any disputes that cannot be resolved informally shall be settled by binding arbitration in accordance with the American Arbitration Association's rules. You waive your right to a jury trial.

Exception: Claims under $500 may be brought in small claims court.

14. Miscellaneous

14.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and QuitRunway regarding the Service.

14.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

14.3 Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.

14.4 Assignment

You may not transfer or assign your rights under these Terms. We may assign our rights and obligations to a successor entity.

14.5 Force Majeure

We are not liable for any failure or delay in performance due to circumstances beyond our reasonable control (natural disasters, pandemics, cyberattacks, etc.).

15. Contact Information

Questions, concerns, or issues regarding these Terms? Reach us at:

Last updated: January 18, 2026 | Version 2.0 | Privacy Policy